Rates us low as

from 4.50% APR

amount of credit

up to $10M

fast & easy loan process

only 15-30 Days

long loan term

up to 40 Years

Mortgage Rate South Dakota

Loan Trust informs you of the current mortgage rates in South Dakota for the top 25 lenders to compare side by side 30 Year Fixed Rates & 15 Year Fixed Rates.

Most Competitive Rates in 1 Place. Get the Lowest Refinance Mortgage Interest Rates Today in South Dakota. Special Offers Just a Click Away! No Hidden Charges or Fees. Get Preapproved Fast. Expert-Picked List. Top Refinancing Options. Side By Side Comparison. Up-To-Date Rates.

Listed below are the top 25 mortgage lender rates you can compare side by side.  Loan Trust offers transparency of the most competitive lenders for you so you don’t have to shop around.  We don’t sell your information to lenders like other company’s who market the best rates.  We actually will allow you see the best rates then we will make the loan for you as your mortgage broker or lender.  This could save you thousands or tens of thousands over the life of your loan. 

Terms for Rates:  The rates below are based on a $300,000 purchase transaction with 20% down to avoid private mortgage insurance.  These rates are based on the borrower having a 740 mortgage credit score. You will see the cost for points if charged and know that 1 point is equivalent to 1% of the loan amount.  

LenderRateAPRMonthly Payment P/IPointsToday's Mortgage Rates in AS OF October 10, 2024


NMLS #399802

6.000%


Loan Type 30 Year Fixed

6.179%

$1,597

Points .968

Cost $2,323

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #3030

6.000%


Loan Type 30 Year Fixed

6.055%

$1,597

Points 2.125

Cost $5,100

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #399801

6.200%


Loan Type 30 Year Fixed

6.153%

$1,629

Points 1.000

Cost $2,400

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time


NMLS #3821

5.500%


Loan Type 30 Year Fixed

5.485%

$1,517

Points 1.000

Cost $2,400

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #7872

6.000%


Loan Type 30 Year Fixed

6.031%

$1,597

Points 0.378

Cost $907

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #9612

6.000%


Loan Type 30 Year Fixed

6.259%

$1,597

Points 0.272

Cost $653

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time


NMLS #3038

5.500%


Loan Type 30 Year Fixed

5.654%

$1,517

Points: 1.000

Cost $2,400

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #303203

6.000%


Loan Type 30 Year Fixed

6.439%

$1,597

Points: .645

Cost $1,548

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #144760

6.000%


Loan Type 30 Year Fixed

6.337%

$1,597

Points: .426

Cost $1,022

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #1907538

6.000%


Loan Type 30 Year Fixed

6.622%

$1,597

Points: .225

Cost $540

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #411341

6.000%


Loan Type 30 Year Fixed

6.418%

$1,597

Points: .400

Cost $960

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #66247

6.000%


Loan Type 30 Year Fixed

6.702%

$1,597

Points: .546

Cost $1,310

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #790396

6.000%


Loan Type 30 Year Fixed

6.611%

$1,597

Points: .517

Cost $1,241

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #174457

6.000%


Loan Type 30 Year Fixed

6.661%

$1,597

Points: .633

Cost $1,519

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #53112

6.000%


Loan Type 30 Year Fixed

6.724%

$1,597

Points: .488

Cost $1,171

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #2143

6.000%


Loan Type 30 Year Fixed

6.635%

$1,597

Points: .512

Cost $1,229

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #3925

6.000%


Loan Type 30 Year Fixed

6.538%

$1,597

Points: .836

Cost $2,006

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #1121650

6.000%


Loan Type 30 Year Fixed

6.674%

$1,597

Points: .470

Cost $1,128

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #75243

6.000%


Loan Type 30 Year Fixed

6.612%

$1,597

Points: .367

Cost $881

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #1168

6.000%


Loan Type 30 Year Fixed

6.383%

$1,597

Points: .619

Cost $1,486

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #3277

6.000%


Loan Type 30 Year Fixed

6.724%

$1,597

Points: .837

Cost $2,009

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #81386

6.000%


Loan Type 30 Year Fixed

6.453%

$1,597

Points: .796

Cost $1,910

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #937783

6.000%


Loan Type 30 Year Fixed

6.428%

$1,597

Points: .405

Cost $972

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #433960

6.000%


Loan Type 30 Year Fixed

6.623%

$1,597

Points: .931

Cost $2,234

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

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Find Loan Products We Offer

01. Buying a Home

We reward money-saving real estate program for home buyers applying for a home loan…

We reward money-saving real estate program for home buyers…

02. Refinancing

Our clients love our refinance programs as rates change quickly during the home loan process…

We refinance our clients as rates change quickly and…

03. Credit Service

Credit is a crucial financial instrument used to help clients when applying for a home loan…

Credit is a financial instrument used to help clients…

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After 31 years, we’re still passionate about achieving better results for our clients

We constantly work on delivering the best mortgage loan services to our clients. Our loan officers will walk you through every step of the loan application and approval process – from answering questions, to closing your loan quickly.

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Some of our Awesome Testimonials & Reviews

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Loan Trust professionalism, knowledge and anytime access made my experience seamless and pleasant. I will certainly recommend your service...
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These guys are great! Me and my wife are very satisfied with all the services we got. I’m definitely recommending Loan Trust...
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My situation was rather unique, but he was exceedingly knowledgeable on how to get me the home loan I needed...
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My experience with my loan officer Andre Little and Loan Trust, since the initial conversation with Andre, I knew he would help with my refinancing process....
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I would recommend Loan Trust to anyone, who is looking for a fast, efficient and seamless process of purchasing a home or rental property. Andre was always available...
Fast & Efficient
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I highly recommend Andre if your refinancing or purchasing a new home. With his expertise and advice, you can't go wrong! I can't count the number of times I had question...
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1993

Year of Foundation

13,426

Issued Loans

75+

Mortgage Loan Programs

11,893

Happy Clients

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Applying For A Home Loan Is A Fast & Easy Application Process with Loan Trust!

Step 1

Choose Loan Amount

It is recommended to look for homes that cost no more than three to five times their annual household income.
Step 1
Step 2

Get Your Loan Approved

Get all of the paperwork required to complete the purchase, including your loan documents.
Step 2
Step 3

Get Your Cash for New Home Purchase

Once all previous steps are done, you are ready to get funds and move into your new home soon!
Step 3

Allow us to serve your real estate needs

We would like to serve all of your real estate financial needs and have you as  a client for life.  We do residential  and commercial real estate loans.

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