Debt Service Coverage Ratio (DSCR) loans are an essential tool for real estate investors who are looking to finance their...
Mortgage Loan Officer
James Grady
NMLS #2091919
Maryland Licensed Mortgage Advisor
We have a passion for our clients’ true results and a pragmatic drive for action that starts Monday morning 8am and doesn’t let up.
- 7208 W Sand Lake Road, Suite 500, Orlando, FL 32819
Why Loan Trust?
No Doc Mortgage Loans
Types of Mortgage Loan Programs
Loan Trust offers various types of mortgage loan programs for primary residence, second home or vacation homes, investment properties for residential and commercial loans. Our mortgage rates are very competitive. We also offer business finance programs for established business owners. Our clients love how we can do a “Soft Pull Credit Report” with no impact on credit scores. We’re also one of the few lenders that can do NO DOC Mortgage Loans, with the income section left blank. No W2’s, No Tax Returns, No 1099’s.
Residential Mortgage Loan Programs
Get access to over hundred loan programs.
Conventional Loans
- Conventional Purchase
- Conventional Refinance
- Conventional Cash-Out Refinance
FHA Loans
- FHA 3.5% Down at 580 FICO
- FHA below 580 FICO
- FHA Refinance
- FHA Streamline Refinance
VA Loans
- VA Purchase
- VA Streamline Refinance
- VA Jumbo Loans
- VA Streamline (IRRRL)
USDA Loans
- USDA 100% LTV
- USDA Streamline
- USDA Home Improvement Loan
Self-Employed Loans & Independent Contractor
- 1 Month Bank Statement
- 3 Month Bank Statement
- 12 Month Bank Statement
- 24 Month Bank Statement
- 1099 Income Loan
- 95% LTV Jumbo Loans
- 100% LTV Super Jumbo Loans
No Income Verification Loans & Non-Traditional
- Investment Purchase
- Investment Rentals/Air BNB Loans
- DSCR Cash Flow Loans
- No Doc Loans
- Stated Income Loans
Bridge Loans
Foreign National Loans
- Foreign National Stated Income 80% LTV
- Foreign National Full Documentation
- ITIN Non-US Citizen Loan
Reverse Mortgage Loan
- Single Purpose Reverse Mortgage
- Proprietary Reverse Mortgage
- Investment Reverse Mortgage
Special Loan Programs
- VOE Only Loan
- Home Community
- Family Ready
- Puerto Rico Borrower Loan
- Condotel Loans
- Land Only Loans
- Asset Depletion Loans
Commercial Mortgage Loan Programs
Get access to a variety of loan programs.
Property Types Financed
- Apartment
- Single Family Residence Investment Only
- 2 – 4 Unit
- Mobile Home Park
- Office
- Retail
- Industrial Warehouse
- Land
- Hotel
- Gas Station
- Car Wash
- Automotive
- Medical
- Restaurant/Bar
- Cannabis
- Self-Storage
- Specialty Use
- Marina
Loan Programs
- Flex Perm Loans
- Perm Loans
- Bridge Loans
- Construction (Private)
- Fix & Flip (Rehab)
- SBA Loans
- Sale Lease Back Financing
- Asset Based Financing
- Hard Money Loans
Business Finance Loan Programs
Get access to business capital funding loans.
Business Capital Funding
- Asset Based Financing
- Accounts Receivable
- Merchant Financing
- Business Loans
- Equipment Leases
- Purchase Order Financing
- Lines of Credit
- Factoring
- SBA Loans
- Working Capital
- Credit Loans
We enjoy working
What People Say
We were extremely pleased with the level of service provided by Andre from Loan Trust.....
New Homeowner's
These guys are great! Me and my wife are very satisfied with all the services we got. I’m definitely recommending…
New Homeowner
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Recent Publications
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Get In Touch
Contact Details
If you are interested in working with us then please drop us a line, we would love to hear from you.
- 7208 W Sand Lake Road, Suite 305, Orlando, FL 32819
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Achieve Your Dream of Homeownership and Real Estate Investing
The truly scarce resources now are the time we’re in but it can be accomplished