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Florida Mortgage Rates Today

Florida Mortgage Rates Today are presenting an excellent opportunity for potential homeowners and current borrowers looking to refinance. Florida mortgage rates today are trending lower, offering more affordable options for those seeking home loans or refinance rates. Whether you’re a first-time homebuyer or an experienced homeowner, it’s a good idea to keep an eye on Florida mortgage rate trends to ensure you secure the lowest rates in Florida for home loans. Interest rates for both fixed rate mortgages and adjustable rate mortgages (ARMs) have been more favorable recently, making now a potentially great time to explore your mortgage options.

What Are Today’s Mortgage Rates in Florida?

Thursday, October 10th, 2024

Whether you’re ready to buy or refinance, you’ve come to the right place for current mortgage rates Orlando, Tampa, Jacksonville and Miami Florida.

Compare today’s mortgage rates Florida with Loan Trust. A market leader for comparing mortgage rates today for the loan options below.

Loan Trust offers Todays Mortgage Rates in Florida.

What are today’s Current Mortgage Rates in Orlando Florida?

Loan Trust keeps you up to date with Florida Mortgage Rates Daily with our mortgage rate checker and our down payment amount programs.

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Florida 30-year fixed mortgage rates go up to 6.18%

What are today’s mortgage rates?

Florida Mortgage Rates Today

Loan Trust Mortgage Rates

National 30-year fixed mortgage rates go up to 6.18%

The current average 30-year fixed mortgage rate climbed 3 basis points from 6.15% to 6.18% on Thursday, Loan Trusts announces.

The 30-year fixed mortgage rate on October 10, 2024 is up 18 basis points from the previous week’s average rate of 6.00%.

Additionally, the current national average 15-year fixed mortgage rate increased 5 basis points from 5.44% to 5.49%.

The current national average 5-year ARM mortgage rate is up 5 basis points from 6.77% to 6.82%.

Last updated: Thursday, October 10, 2024

Lender	Rate	APR	Monthly Payment P/I	Points	Today's Mortgage Rates in AS OF October 10, 2024
Best Rate Mortgage Offers for the Top 25 Mortgage Lenders Competing for Your Business NMLS #399802	6.000% Loan Type 30 Year Fixed	6.179%	$1,597	Points .968 Cost $2,323	Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time
NMLS #3030	6.000% Loan Type 30 Year Fixed	6.055%	$1,597	Points 2.125 Cost $5,100	Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time
NMLS #399801	6.200% Loan Type 30 Year Fixed	6.153%	$1,629	Points 1.000 Cost $2,400	Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time
Best Mortgage Rate Offer Today October 10, 2024 - Lowest APR & Lowest Points - Apply Now! NMLS #3821	5.500% Loan Type 30 Year Fixed	5.485%	$1,517	Points 1.000 Cost $2,400	Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time
NMLS #7872	6.000% Loan Type 30 Year Fixed	6.031%	$1,597	Points 0.378 Cost $907	Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time
NMLS #9612	6.000% Loan Type 30 Year Fixed	6.259%	$1,597	Points 0.272 Cost $653	Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time
Recommended Mortgage Rate Offer Today October 10, 2024 - Lowest APR & Lowest Points - Apply Now! NMLS #3038	5.500% Loan Type 30 Year Fixed	5.654%	$1,517	Points: 1.000 Cost $2,400	Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time
NMLS #303203	6.000% Loan Type 30 Year Fixed	6.439%	$1,597	Points: .645 Cost $1,548	Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time
NMLS #144760	6.000% Loan Type 30 Year Fixed	6.337%	$1,597	Points: .426 Cost $1,022	Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time
NMLS #1907538	6.000% Loan Type 30 Year Fixed	6.622%	$1,597	Points: .225 Cost $540	Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time
NMLS #411341	6.000% Loan Type 30 Year Fixed	6.418%	$1,597	Points: .400 Cost $960	Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time
NMLS #66247	6.000% Loan Type 30 Year Fixed	6.702%	$1,597	Points: .546 Cost $1,310	Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time
NMLS #790396	6.000% Loan Type 30 Year Fixed	6.611%	$1,597	Points: .517 Cost $1,241	Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time
NMLS #174457	6.000% Loan Type 30 Year Fixed	6.661%	$1,597	Points: .633 Cost $1,519	Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time
NMLS #53112	6.000% Loan Type 30 Year Fixed	6.724%	$1,597	Points: .488 Cost $1,171	Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time
NMLS #2143	6.000% Loan Type 30 Year Fixed	6.635%	$1,597	Points: .512 Cost $1,229	Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time
NMLS #3925	6.000% Loan Type 30 Year Fixed	6.538%	$1,597	Points: .836 Cost $2,006	Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time
NMLS #1121650	6.000% Loan Type 30 Year Fixed	6.674%	$1,597	Points: .470 Cost $1,128	Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time
NMLS #75243	6.000% Loan Type 30 Year Fixed	6.612%	$1,597	Points: .367 Cost $881	Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time
NMLS #1168	6.000% Loan Type 30 Year Fixed	6.383%	$1,597	Points: .619 Cost $1,486	Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time
NMLS #3277	6.000% Loan Type 30 Year Fixed	6.724%	$1,597	Points: .837 Cost $2,009	Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time
NMLS #81386	6.000% Loan Type 30 Year Fixed	6.453%	$1,597	Points: .796 Cost $1,910	Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time
NMLS #937783	6.000% Loan Type 30 Year Fixed	6.428%	$1,597	Points: .405 Cost $972	Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time
NMLS #433960	6.000% Loan Type 30 Year Fixed	6.623%	$1,597	Points: .931 Cost $2,234	Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

Rates us low as

from 3.50% APR

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up to $10M

fast & easy loan process

only 15-30 Days

long loan term

up to 40 Years

With interest rates fluctuating, it’s essential to compare mortgage rates across different lenders to find the best deal that fits your needs. Florida mortgage rates today are more affordable, thanks in part to a decline in average interest rates reported by institutions like Freddie Mac and Fannie Mae. Depending on your loan amount, home values, and credit score, rates may vary, but many borrowers are seeing better terms as rates continue to trend lower. For eligible borrowers, programs like VA loans, FHA loans, and jumbo loans offer competitive terms, particularly if you’re purchasing a single-family home or refinancing an existing mortgage.

For those seeking home loans, Florida assist programs and options provided by the Florida Housing Finance Corporation can help make homeownership more attainable. These programs offer financial assistance to help with purchase price and closing costs, especially for first-time homebuyers or those with higher credit scores. It’s also important to monitor how Florida mortgage rate trends can impact your potential home equity and long-term loan terms.

Additionally, Florida mortgage rates today are getting lower, which is creating a favorable environment for refinancing. If you locked in a higher rate previously, refinancing at a better fixed rate mortgage or switching to an adjustable rate mortgage could lead to significant savings over the life of your loan. As home prices and better home values stabilize across Florida, it’s worth checking current rates to take advantage of this more affordable landscape.

By staying informed and understanding how Florida mortgage rate trends shift, you can time your purchase or refinance to lock in the best rates possible. Whether you’re looking for customized rates or simply want to compare what’s available, today’s market presents multiple opportunities to secure a great deal on your next mortgage.

01. Buying a Home

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01. Buying a Home

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02. Refinancing

Our clients love our refinance programs as rates change quickly during the home loan process…

02. Refinancing

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Credit is a crucial financial instrument used to help clients when applying for a home loan…

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Get approve with the best current mortgage rates Jacksonville FL has to offer.

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