Whether you are ready to buy or refinance, you've come to the right place.

Start your quote here!

Florida Mortgage Rates Today

Florida Mortgage Rates Today are presenting an excellent opportunity for potential homeowners and current borrowers looking to refinance. Florida mortgage rates today are trending lower, offering more affordable options for those seeking home loans or refinance rates. Whether you’re a first-time homebuyer or an experienced homeowner, it’s a good idea to keep an eye on Florida mortgage rate trends to ensure you secure the lowest rates in Florida for home loans. Interest rates for both fixed rate mortgages and adjustable rate mortgages (ARMs) have been more favorable recently, making now a potentially great time to explore your mortgage options.

What Are Today’s Mortgage Rates in Florida?

  Thursday, December 9th, 2024        

Whether you’re ready to buy or refinance, you’ve come to the right place for current mortgage rates Orlando, Tampa, Jacksonville and Miami Florida.

 Compare today’s mortgage rates Florida with Loan Trust. A market leader for comparing mortgage rates today for the loan options below.  

Loan Trust offers Todays Mortgage Rates in Florida.

    What are today’s Current Mortgage Rates in Orlando Florida?

Loan Trust keeps you up to date with Florida Mortgage Rates Daily with our mortgage rate checker and our down payment amount programs.

Purchase

30-Year Fixed

Customize this rate

Purchase

15-Year Fixed

Customize this rate

Purchase

30-Year Fixed FHA

Customize this rate

Purchase

30-Year Fixed VA

Customize this rate
 

Florida 30-year fixed mortgage rates go up to 6.21%

What are today’s mortgage rates?

 Florida Mortgage Rates Today

Loan Trust Mortgage Rates

National 30-year fixed mortgage rates go up to 6.21%

The current average 30-year fixed mortgage rate climbed 1 basis point from 6.20% to 6.21% on Monday, Loan Trusts announces.

The 30-year fixed mortgage rate on December 9, 2024 is down 6 basis points from the previous week’s average rate of 6.27%.

Additionally, the current national average 15-year fixed mortgage rate decreased 8 basis points from 5.61% to 5.53%. 

The current national average 5-year ARM mortgage rate is up 2 basis points from 6.42% to 6.44%.

Last updated: Monday, December 9, 2024

LenderRateAPRMonthly Payment P/IPointsToday's Mortgage Rates in AS OF December 9, 2024


NMLS #399802

6.000%


Loan Type 30 Year Fixed

6.369%

$1,597

Points .968

Cost $2,323

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #3030

6.000%


Loan Type 30 Year Fixed

6.255%

$1,597

Points 2.125

Cost $5,100

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #399801

6.200%


Loan Type 30 Year Fixed

6.143%

$1,629

Points 1.000

Cost $2,400

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time


NMLS #3821

5.500%


Loan Type 30 Year Fixed

5.733%

$1,517

Points 1.000

Cost $2,400

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #7872

6.000%


Loan Type 30 Year Fixed

6.132%

$1,597

Points 0.378

Cost $907

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #9612

6.000%


Loan Type 30 Year Fixed

6.359%

$1,597

Points 0.272

Cost $653

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time


NMLS #3038

5.500%


Loan Type 30 Year Fixed

5.762%

$1,517

Points: 1.000

Cost $2,400

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #303203

6.000%


Loan Type 30 Year Fixed

6.439%

$1,597

Points: .645

Cost $1,548

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #144760

6.000%


Loan Type 30 Year Fixed

6.337%

$1,597

Points: .426

Cost $1,022

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #1907538

6.000%


Loan Type 30 Year Fixed

6.652%

$1,597

Points: .225

Cost $540

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #411341

6.000%


Loan Type 30 Year Fixed

6.418%

$1,597

Points: .400

Cost $960

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #66247

6.000%


Loan Type 30 Year Fixed

6.792%

$1,597

Points: .546

Cost $1,310

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #790396

6.000%


Loan Type 30 Year Fixed

6.411%

$1,597

Points: .517

Cost $1,241

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #174457

6.000%


Loan Type 30 Year Fixed

6.661%

$1,597

Points: .633

Cost $1,519

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #53112

6.000%


Loan Type 30 Year Fixed

6.734%

$1,597

Points: .488

Cost $1,171

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #2143

6.000%


Loan Type 30 Year Fixed

6.675%

$1,597

Points: .512

Cost $1,229

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #3925

6.000%


Loan Type 30 Year Fixed

6.528%

$1,597

Points: .836

Cost $2,006

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #1121650

6.000%


Loan Type 30 Year Fixed

6.474%

$1,597

Points: .470

Cost $1,128

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #75243

6.000%


Loan Type 30 Year Fixed

6.412%

$1,597

Points: .367

Cost $881

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #1168

6.000%


Loan Type 30 Year Fixed

6.383%

$1,597

Points: .619

Cost $1,486

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #3277

6.000%


Loan Type 30 Year Fixed

6.754%

$1,597

Points: .837

Cost $2,009

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #81386

6.000%


Loan Type 30 Year Fixed

6.453%

$1,597

Points: .796

Cost $1,910

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #937783

6.000%


Loan Type 30 Year Fixed

6.428%

$1,597

Points: .405

Cost $972

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

NMLS #433960

6.000%


Loan Type 30 Year Fixed

6.624%

$1,597

Points: .931

Cost $2,234

Click Here to See Current Mortgage Rates Today & Payments Based On Your Credit Score & Loan Amount in Real Time

Rates us low as

from 3.50% APR

amount of credit

up to $10M

fast & easy loan process

only 15-30 Days

long loan term

up to 40 Years

With interest rates fluctuating, it’s essential to compare mortgage rates across different lenders to find the best deal that fits your needs. Florida mortgage rates today are more affordable, thanks in part to a decline in average interest rates reported by institutions like Freddie Mac and Fannie Mae. Depending on your loan amount, home values, and credit score, rates may vary, but many borrowers are seeing better terms as rates continue to trend lower. For eligible borrowers, programs like VA loans, FHA loans, and jumbo loans offer competitive terms, particularly if you’re purchasing a single-family home or refinancing an existing mortgage.

For those seeking home loans, Florida assist programs and options provided by the Florida Housing Finance Corporation can help make homeownership more attainable. These programs offer financial assistance to help with purchase price and closing costs, especially for first-time homebuyers or those with higher credit scores. It’s also important to monitor how Florida mortgage rate trends can impact your potential home equity and long-term loan terms.

Additionally, Florida mortgage rates today are getting lower, which is creating a favorable environment for refinancing. If you locked in a higher rate previously, refinancing at a better fixed rate mortgage or switching to an adjustable rate mortgage could lead to significant savings over the life of your loan. As home prices and better home values stabilize across Florida, it’s worth checking current rates to take advantage of this more affordable landscape. At Loan Trusts we offer Jumbo Loans in the Jacksonville Area.

By staying informed and understanding how Florida mortgage rate trends shift, you can time your purchase or refinance to lock in the best rates possible. Whether you’re looking for customized rates or simply want to compare what’s available, today’s market presents multiple opportunities to secure a great deal on your next mortgage.

If you’re looking to improve your credit scores then one of the leading companies to help boost your credit scores and qualify for lower interest rates and points is Data Science and you can visit their site at aicreditrepair.org.

Florida mortgage rates today
current mortgage rates orlando
current mortgage rates Orlando

01. Buying a Home

We reward money-saving real estate program for home buyers applying for a home loan…

We reward money-saving real estate program for home buyers…

02. Refinancing

Our clients love our refinance programs as rates change quickly during the home loan process…

We refinance our clients as rates change quickly and…

03. Credit Service

Credit is a crucial financial instrument used to help clients when applying for a home loan…

Credit is a financial instrument used to help clients…

lowest mortgage rates Florida

Get approve with the best current mortgage rates Jacksonville FL has to offer.

Play Video

After 31 years, we’re still passionate about achieving better results for our clients

We constantly work on delivering the best mortgage loan services to our clients. Our loan officers will walk you through every step of the loan application and approval process – from answering questions, to closing your loan quickly.

calculator

Mortgage Rate In Florida

what people are saying

Some of our Awesome Testimonials & Reviews

Zillow client reviews
Loan Trust professionalism, knowledge and anytime access made my experience seamless and pleasant. I will certainly recommend your service...
Mortgage Client Refinance
Zillow client reviews
These guys are great! Me and my wife are very satisfied with all the services we got. I’m definitely recommending Loan Trust...
Building Bridges to Home Ownership
Zillow client reviews
My situation was rather unique, but he was exceedingly knowledgeable on how to get me the home loan I needed...
Dedicated, Assiduous & Professional
Zillow client reviews
My experience with my loan officer Andre Little and Loan Trust, since the initial conversation with Andre, I knew he would help with my refinancing process....
Great Experience
Zillow client reviews
I would recommend Loan Trust to anyone, who is looking for a fast, efficient and seamless process of purchasing a home or rental property. Andre was always available...
Fast & Efficient
Zillow client reviews
I highly recommend Andre if your refinancing or purchasing a new home. With his expertise and advice, you can't go wrong! I can't count the number of times I had question...
Highly Recommend - Without Hesitation
Reverse mortgage Florida

download our app

Speed Up the Home Loan Application Process

Stay tuned for the hottest news and the latest updates! With our app you will always have a chance to see new offers and loan rate changes.  We not only help you get access to current mortgage  rates Orlando Florida online, but current mortgage rates Florida are available for the entire state. Our app offers VA LoansFHA Loans, USDA Loans, for Purchases and Refinancing. Get tips on how to apply for a home loan and down payment assistance programs. Use Loan Trust App an stay mobile and trendy!

1993

Year of Foundation

13,426

Issued Loans

75+

Mortgage Loan Programs

11,893

Happy Clients

our services

Applying For A Home Loan Is A Fast & Easy Application Process with Loan Trust!

Step 1

Choose Loan Amount

It is recommended to look for homes that cost no more than three to five times their annual household income.
Step 1
Step 2

Get Your Loan Approved

Get all of the paperwork required to complete the purchase, including your loan documents.
Step 2
Step 3

Get Your Cash for New Home Purchase

Once all previous steps are done, you are ready to get funds and move into your new home soon!
Step 3

Allow us to serve your real estate needs

We would like to serve all of your real estate financial needs and have you as  a client for life.  We do residential  and commercial real estate loans.  We also lend in Maryland for residential loans. To find out the hottest housing markets in the country click here.

our blog

Latest News from Loan Company

Stay Always In Touch

Subscribe to our newsletter and get exclusive deals you wont find anywhere else straight to your inbox!